Title company in Palm Bay · Brevard County
Most of Palm Bay was platted in the early 1960s. Your title search starts there.
Paradise Title closes Palm Bay files at 1208 US-1 in Sebastian, 17 miles and about 26 minutes down US-1, and record with the Brevard County Clerk of the Court. We search and examine every file we open. In Palm Bay the search does the work.
Where you sign
You sign in Sebastian, we record in Brevard.
Palm Bay is 17 miles up US-1. You sign at the table at 1208 US-1 in Sebastian, and we handle the recording with the Brevard County Clerk from there.
1208 US-1 in Sebastian, 17 miles and about 26 minutes down US-1.
Recording goes to the Brevard County Clerk of the Court.
Monday to Friday, 9 to 5. A person here answers the phone.
What lands on the table
Three kinds of Palm Bay file, and what each one takes.
1960s
GDC-era lots
Chains that have not moved in decades. Heirs and estates on owners who died out of state. Successor questions running GDC to Atlantic Gulf Communities to the bulk lot buyers. Assembly needs unity of title.
Brevard Clerk
Tax deeds and Lands Available
Vacant, out-of-state-owned lots are what reaches the Brevard Clerk’s tax deed sale. A Florida tax deed needs curative work before the title is marketable, so call before you bid.
Chapter 713
New construction
Chapter 713 releases, notices to owner, final affidavits, permit closeout and CO timing. The risk is a subcontractor who was never paid.
GDC cut the streets, drew the lots and sold them, many to buyers who never stood on the ground.
Port Malabar, 1959
One company platted this city, and the title work has never finished.
The City’s own comprehensive plan says about 90% of Palm Bay was “planned and platted in the early 1960s” and that “land ownership is extremely fragmented.”
The clearest surviving piece is the Compound, in the southwest quadrant: Port Malabar Units #51, #52 and #53. In the City’s words, there is “no existing water, sewer, or electrical infrastructure” inside it.
The City’s own figures
Four figures the City publishes about the Compound.
4,978
Platted quarter-acre lots
Port Malabar Units #51, #52 and #53
Sold to out-of-state buyers in volume, many of whom never stood on the ground.
2,755
Separate private owners
spread across the world
Land ownership is extremely fragmented, in the City’s own words.
200 miles
Aging GDC-built roads
approximately
In the City’s words, there is no existing water, sewer, or electrical infrastructure inside the Compound.
About 90%
Committed to urban development
comprehensive plan
Most of the area was planned and platted in the early 1960s.
City of Palm Bay figures.
23.7% since the 2020 census
Palm Bay is building fast, and Brevard will not e-record the plat.
HUD’s 2021 market analysis found about 30% of every home built in the wider Palm Bay-Melbourne-Titusville market over the preceding five years went up here. Brevard e-records through CSC, ePN, HopDox and Simplifile. Plats sit on the exclusion list, so a new subdivision plat is recorded conventionally at the Clerk.
Four in five homes here are owner-occupied and 19.0% of residents are 65 or over, so there are fewer probate and life-estate transfers than in Vero Beach or Melbourne.
How your file runs
Four steps, and a name at each one.
01
Your contract arrives
The file opens that day. We tell you who has it.
02
We search the title
We search and examine it. If there is a defect we call, explain it and start clearing it.
03
Figures go out early
Before closing day, not at the table.
04
You sign, we record
You sign in Sebastian, we record in Brevard, the policy follows.
Questions we get from Palm Bay
Six questions Palm Bay buyers and sellers ask.
My family bought a Palm Bay lot in the 1970s and never built on it. What will the search find?
Usually a chain that has not moved since GDC sold the lot, so the owners today are heirs rather than the names on the deed. Port Malabar lots sold to out-of-state buyers in volume, so probate is often open elsewhere.
There is a paved road to the lot but no water, sewer or electric. Can I still close on it?
Yes, because title insurance covers ownership rather than buildability. The City says there is no existing water, sewer or electrical infrastructure inside the Compound, so get the utility answer before you sign.
Palm Bay sent a letter saying sewer is available on my street. Does that reach the closing?
It does. The City’s mandatory connection rule runs one year from the date of that written notification, and a buyer inherits the clock and the cost.
I am buying a Palm Bay lot at a Brevard tax deed sale. Will a title company insure it?
Usually not on the deed alone. A Florida tax deed generally needs a quiet title action or curative work before the title is marketable, so call before the sale, not after.
I am buying new construction in Palm Bay. What stops a lien after I close?
Chapter 713 releases from the contractor and every supplier who served a notice to owner, plus the contractor’s final affidavit, reviewed before we disburse.
Do I have to close in Palm Bay, or drive up to Titusville?
Neither. You sign at our office at 1208 US-1 in Sebastian, about 26 minutes down US-1, and we handle the recording with the Brevard County Clerk from there.
Why Paradise Title
Who actually handles your Palm Bay file.
Paradise Title has been closing from the 1919 brick house at 1208 US-1 in Sebastian since 2005. Diane Shampine and Kim Muir run the closings, and Sandy Carpenito searches and examines the title here in our own office rather than sending it to a vendor three states away. Between the three of them there is more than 75 years of title work. We are an independently owned title and escrow company, and an agent for Chicago Title Insurance Company, part of Fidelity National Financial.
Call Today for a Title!
There is no form on this website. Monday to Friday, 9 to 5, a person here answers the phone.